Most people require car insurance, but before buying, it’s important to know who you can trust. Find out which auto insurance providers are the best for 2022.
Below is our ranking of auto insurance providers that, in our opinion, stand out from the competition. Price, customer service, client testimonials, policies, discounts, and plans offered were all factors we considered when ranking the top vehicle insurance providers.
Best Car Insurance Companies
Allstate
Old-fashioned insurance provider Allstate has origins that stretch all the way back to Sears, Roebuck, and Co. They have locations in almost every state so you can meet with an agent in person to work out the specifics of your policy. They consistently receive high rankings for providing exceptional customer service, and J.D. Powers named them as the best in Florida.
Most people can recall their own version of the phrase “you’re in good hands with Allstate.” Their longstanding reputation for effective claims handling and solid financial stability (established in 1921) support their brand recognition. They are rated A+ by A.M. Best. They provide a tonne of discounts, particularly if you combine house insurance with auto insurance. Allstate does not always offer the most affordable choice, though.
Amica
According to J.D. Power, Amica has a 907/1000 rating for customer satisfaction. They receive an A+ from A.M. Best for financial stability. They achieved the highest rating for customer service in New England. Along with glass coverage and roadside assistance, they provide all the normal options for liability and collision insurance.
With their top-tier Platinum Choice Auto option, you may bundle your insurance and save a lot of money. This plan includes accident forgiveness, glass replacement, and identity theft monitoring. Amica is not regarded as an affordable auto insurance company.
State Farm
State Farm is a full-service insurer that offers life, health, and property insurance in addition to auto insurance. Other financial services State Farm offers include credit cards, bank accounts, and investments. They receive excellent ratings for customer claims from J.D. Power (881/1000) and a very strong A++ rating from A.M. Best.
State Farm is a great option with nationwide offices if you need a lot of assistance and want to speak with your agent frequently. They don’t have many digital service possibilities. Loyalty, bundled coverages, careful driving, secure automobiles, and other factors qualify for discounts.
GEICO
Customers already know that Geico provides some of the most affordable vehicle insurance available, so they don’t need to advertise it with their cute gecko or witty advertisements. Additionally, they frequently receive high rankings for providing excellent customer service and paying out claims. The best thing is that Geico’s online system allows you to enrol at any time, day or night, without ever speaking to an agent. J.D.
Powers rates Geico’s customer service at 87/100. That gecko has made several trips around the block. The company has been in operation since 1936 and has an A++ financial grade from A.M. Best. Despite being well-liked by customers, Geico has drawbacks. They don’t provide coverage for the whole replacement of your vehicle, and there aren’t many local agents you may meet with.
Erie Insurance
J.D. Powers rates Erie auto insurance at 880/1000, and A.M. Best rates it at A+. The business targets teen drivers and young adults. Roadside assistance and rental car fees are included. Even pet and personal item insurance is available for items damaged in auto accidents.
For young folks just starting out or single parents with children who drive, Erie insurance is the greatest option. They do provide lower pricing, and their customer service is well rated.
Progressive
Over 18 million people have trusted Progressive insurance over its lengthy history. You will recognize their spokesperson for their commercial Flo if you haven’t been living in a cave for the past few years. The 1939-founded Progressive company offers a wide range of products, such as roadside assistance, reimbursement for rental cars, and loan/lease payback in the event of an accident.
For anything from bundling to good students and automatic payments, they offer dozens of discounts. To locate the insurance you want at the amount you want to pay, they even provide an online “Name Your Price” option. With J.D. Power, they received an 856/1000 for customer service and an A+ for financial security.
Nationwide
Another veteran in the industry, Nationwide, has been around for 90 years. Both Nationwide’s staff and customers adore the company. Fortune recognized Nationwide as the 53rd best place to work. However, Nationwide is not renowned for being inexpensive. Their sizable client base supports their eco-sustainable goals and aspirations.
They receive ratings of 876 out of 1000 for customer service from J.D. Powers and an A+ from A.M. Best for financial soundness. Customers with bad credit can enrol in Nationwide’s programs, enabling them to obtain the insurance they otherwise might not be able to. Safe driving discounts are available, but seniors and the armed forces are not.
USAA
Veterans, active-duty service members in the enlisted class, and their families can get auto insurance via USAA, a military perk. Military personnel are eligible for a discount of 60% on their insurance for vehicles not used while on deployment. Both J.D. Powers and A.M. Best give USAA strong marks for customer satisfaction (890/1000 for A++ financial security).
USAA provides various other financial services in addition to its traditional insurance products, including credit cards, checking accounts, investments, and discounts on travel and retail purchases. They offer a fantastic mobile app and online resources to add even more value for their consumers.
The Hartford
The Hartford, another extinct insurance provider, has an excellent customer service rating (888/1000) and an A+ grade from A.M. The best for monetary security.
Golf carts, RVs, snowmobiles, yachts, ATVs, and vintage autos are all covered by The Hartford. The business is fantastic for seniors because it partners with the AARP to offer a wide range of items for those over 50. Seniors and bundling both qualify for savings from The Hartford.
